Monday, January 31, 2011

LotD

This article -- Repeal This -- caught my eye a couple weeks ago but due to travel, I wasn't able to post it here. It's an article dealing with a study that says half of Americans have pre-existing conditions. I looked at one of the insurance questionnaires the article linked to and found that my relatively mild case of [redacted] warrants a 50% rate increase. A coworker was telling me he's worried about getting laid off because of his wife's pregnancy -- a pre-existing condition. If you get a chance, go through the questionnaire; it's eye-opening. I daresay most people will have at least one of the conditions listed for rate increase or automatic denial.

You can look at HealthNet's guidelines here. United Healthcare and Humana's guidelines are linked within the article.

What's worrisome about the Republicans' desire to repeal the health care law is that they have NO plan to replace it or address the very real issues people are facing. We're in a new world where companies have no loyalties to their employees and will lay people off the minute it'll help the bottomline, and as a result jobs are scarce or gone forever, and yet the best way to get coverage is through your employer. Something isn't computing. If the Republicans have a plan, let's hear it already. But then again, they have the "gold plated" federal health plan, so I suppose there's no rush to make sure the rest of us have the same care.

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