10 Bank Breaking Money Myths -- interesting article. I've heard of a lot of these lately, especially those about home ownership versus renting and the ability to deduct mortgage. It's only been recently through my own home-search that I've realized that those were myths in fact, and that renting is by far the better option for me. Also, the carrying a balance to maintain credit score? Amazing how many times I've heard that one as well. The only thing carrying a balance does for you is rack up the interest so that you're financing that Starbucks latte for years and years.